2026 Health Plan Cost Analyzer

Your Financial Profile

Coverage Type

Estimated Marginal Tax Rate (%) i

Your Annual HSA Contribution i

Employer Annual HSA Contribution

Your Annual FSA Contribution i

Age 55+ (for HSA Catch-up)

In-Network Medical Costs i

In-Network Prescription Drug Costs i

Include Out-of-Network Costs?

PPO Net Cost: $0

HDHP Net Cost: $0

Calculating breakeven...

Premium

Monthly Semi-Monthly Bi-Weekly

In-Network Deductible

In-Network Out-of-Pocket Max

Coinsurance (%)

Premium

Monthly Semi-Monthly Bi-Weekly

In-Network Deductible

In-Network Out-of-Pocket Max

Coinsurance (%)

Cost Component	PPO Plan	HDHP Plan
Annual Premiums	$0	$0
In-Network Costs (Your Share)	$0	$0
Out-of-Network Costs (Your Share)	$0	$0
Total Annual Cost	$0	$0
(-) FSA Tax Savings	$0	N/A
(-) HSA Tax Savings	N/A	$0
(-) Employer HSA Contribution	N/A	$0
Net Annual Cost	$0	$0

PPO Net Cost

HDHP Net Cost